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Farmers & Merchants State Bank 

Weather Update

 Sandwiches, Chips, Soda, & Water will be served

in the Sacred Heart Fire Hall due to the weather.

The Car Show is still on and participants can line-up

in front of the Fire Hall.





The Car Show will take place at the Sacred Heart City Park (down by the school) with the participants parking their cars, trucks, pickups, motorcycles, toter homes, jeeps, dune buggies, rat rods or anything that you drive that has WHEELS around the city park block.  PARTICIPANTS ONLY IN THE CAR SHOW WILL VOTE FOR A TOP ONE.   The prizes will be: 1st - $300 minimum, 2nd - $200 minimum, 3rd - $100 minimum in the form of Sacred Heart Bucks, which must be spent at a Sacred Heart business.  There will also be a PEOPLES CHOICE TOP PICK FOR THE SPECTATORS that wish to participate in voting.  The registration fee is $10 per vehicle with pre-registration by July 9, 2018 is encouraged so everything can move along smoothly the night of the car show, but is not required.  Registration starts at 4:00 pm, July 19, with the deadline for voting at 7:30 pm that evening and winners announced at 8:00 pm.  SO COME JOIN THE FUN AND FESTIVITIES.

Summerfest 2018



     Effective June 1, 2018

     Bank Fees Have Changed 

F&M FEES 2018










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Products and specialized services to fit your financial needs:

  1. Checking and Savings
  2. CDs
  3. Great rates on Loans
  4. SBA and FSA Loan Programs
  5. Safe Deposit Box Rentals

Whether you are looking to purchase a car, finance your business or finance your farming operation, Farmers & Merchants State Bank can help.

Our friendly staff has the knowledge and expertise to offer customized financial solutions for all of your lending needs. Contact Us today!




 Customers are protected by their banks when these retail point-of-sale breaches happen.

                 *Monitoring accounts for indications of suspicious activity.

                 *Blocking and reissuing cards for affected account holders.


There are ways customers can assist to improve security.

More checks for about half the price!  First order must be placed with bank personnel. Reorder your own checks by clicking the reorder link below and save $1.00 per box! Please check out details below!

Click Here for Details about Check Ordering

Checks For Less