Online Banking


Summer is Finally Here!!!! Enjoy the Sunshine and Beauty That Surrounds You!!

 Happy Summer


Our Summerfest fun night in the park drawing winners are:

2 tickets to Nickelodeon Universe - Chris Malum

4 tickets Crayola Experience - Crystal Schjenken

4 tickets Moose Mountain Golf - Marlan West

4 tickets Minnesota Zoo - Tayden Brandt

To claim your prizes please stop in at the bank during business hours.

These four winners are still eligible for the big drawing 





Products and specialized services to fit your financial needs:

  1. Checking and Savings
  2. CDs
  3. Great rates on Loans
  4. SBA and FSA Loan Programs
  5. Safe Deposit Box Rentals

Whether you are looking to purchase a car, finance your business or finance your farming operation, Farmers & Merchants State Bank can help.

Our friendly staff has the knowledge and expertise to offer customized financial solutions for all of your lending needs. Contact Us today!




 Customers are protected by their banks when these retail point-of-sale breaches happen.

                 *Monitoring accounts for indications of suspicious activity.

                 *Blocking and reissuing cards for affected account holders.


There are ways customers can assist to improve security.

More checks for about half the price!  First order must be placed with bank personnel. Reorder your own checks by clicking the reorder link below and save $1.00 per box! Please check out details below!

Click Here for Details about Check Ordering

Checks For Less