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 Please welcome our new staff members!
New Employees 5-13-13 
 
Richele Walker (Left) joined the bank full time on March 18, 2013. Richele lives
on a farm place south of Sacred Heart and is married to Troy Walker.
They have three children; Nelson, 20, Karli, 17 and Roxie, 11.
 
Karen Frahm (Right) joined the bank on May 1, 2013. Karen lives in Granite
Falls and is married to Peter Frahm. They have two sons; Aaron, 28 and
Ryan, 24. They also have an 8 month old granddaughter.
 
 
 

Welcome to the Farmers & Merchants State Bank!

 Products and specialized services to fit your financial needs:

  • Checking and Savings
  • Great rates on CD s and Loans
  • SBA and FmHA Loan Programs

Whether you are looking to purchase a car or finance your business or farming operating, Farmers & Merchants State Bank can help.

Our friendly staff has the knowledge and expertise to offer customized financial solutions for all of your lending needs.  Contact us today!

  

 

We are now offering check ordering through a NEW Company, Checks For Less! More checks for about half the price!  First order must be placed with bank personnel. Reorder your own checks by clicking the reorder link below and save $1.00 per box! Please check out details below!

Click Here for Details about New Check Ordering

Checks For Less 

 

 

 

 NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE
FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

 

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.