Online Banking



Farmers & Merchants State Bank 



 Christmas Open House 2018Christmas GIF












           Effective June 1, 2018

     Bank Fees Have Changed 


***Effective September 1, 2018 Debit Card (Annual Fee) will be $10.00***

F&M FEES 2018










Our Privacy Disclosure is available on the website or by request.










Products and specialized services to fit your financial needs:

  1. Checking and Savings
  2. CDs
  3. Great rates on Loans
  4. SBA and FSA Loan Programs
  5. Safe Deposit Box Rentals

Whether you are looking to purchase a car, finance your business or finance your farming operation, Farmers & Merchants State Bank can help.

Our friendly staff has the knowledge and expertise to offer customized financial solutions for all of your lending needs. Contact Us today!




 Customers are protected by their banks when these retail point-of-sale breaches happen.

                 *Monitoring accounts for indications of suspicious activity.

                 *Blocking and reissuing cards for affected account holders.


There are ways customers can assist to improve security.

More checks for about half the price!  First order must be placed with bank personnel. Reorder your own checks by clicking the reorder link below.

Click Here for Details about Check Ordering